Acquisition Line Of Credit

The Acquisition Line Of Credit is an excellent tool for the experienced and active investor. Once approved for a LOC, the line provides a streamlined lending process so you can acquire multiple properties faster, without going through a complete borrower review each time you buy a property. Once approved for a LOC we only need: an appraisal, inspection, title and insurance for each property you wish to fund on the LOC. Once the line is established, access to funds are quick and Proof Of Funds are accessible for deals requiring this. Take advantage of a credit line to purchase and aggregate properties until they are mostly leased and can be financed with a Portfolio Term Loan. A borrower’s approval is based on experience, liquid assets, net worth, and credit score. Contact me to discuss further and streamline your business model.


Key Points

Minimum FICO 620

48 Hour Pre-Approval

No Minimum Property Value

Purchase in Multiple States

Recourse and Non-Recourse Available

Line Approval in 2-4 Weeks

Close Transactions in as little as 5 days




$1 million - $25 million+

LTC: 85% max.*

Interest: from 6.99%

Rate: Fixed

Line Term: 12-18 months

Loan Term: 9-12 months (per property)

Amort: Interest Only

No Prepayment Penalty

Revolving and Non-Revolving Options

Recourse and Non-Recourse Options




Acquisition Financing




Single Family Residence





Multifamily (5+ Units)



*Up to 75% LTV or 85% LTC - the lesser of the approved LTC and LTV ratios