Fix and Flip Loan

The Fix and Flip Loan provides the investor with up to 90% LTC on purchase money and up to 100% of the rehab budget. The combined amounts cannot exceed 70%-75% of the after-repaired-value. All non-owner occupied residential property types are eligible. The loan term is for 12 months (extensions available) with no prepayment penalty. This streamlined loan process includes no upfront lender fees, minimal loan costs, reduced lender points, no junk fees and the ability to close within 2-3 weeks. This is the goto fix and flip or fix and hold loan.

Key Points

Minimum Mid-FICO 600

No Experience Required

No Up-Front Due Diligence or Commitment Fees

Same Day Pre-Approval

Close within 2-3 weeks




$100,000 - $10 million+

Purchase LTC: up to 90% financed

Rehab Budget: up to 100% financed

ARV: up to 75%

Interest: from 6.75%**

Rate: Fixed

Term: up to 18 Months

Amort: Interest Only


No Prepayment Penalty




Purchase and Renovation

Refinance and Renovation




Single Family Residence


Multifamily 2-4 Units

Planned Unit Developments



*Interest Rate dependent upon credit profile, loan amount and experience.