Fix and Flip Line Of Credit

The Fix & Flip Line Of Credit is an excellent tool for the experienced and active investor. Unlike the Acquisition Line Of Credit which is only used to acquire property, the Renovation Line Of Credit allows for both the acquisition and rehab of the property. Make payments on what is drawn, not a lump sum. Draw funds whenever needed for opportunistic acquisitions or funds to start or complete a rehab. Once the line is established, access to funds are quick and Proof Of Funds are accessible for deals requiring this. Contact me to discuss further and streamline your business model.


Key Points

Minimum FICO 660

Individual or Multiple Properties

Minimum Property Value $50,000

Experience: 3 or more flips, builds or active rentals within the last 2 years

Provides proof of funds when sourcing deals

Property underwriting approval is faster with a borrower who has a pre-approved Line of Credit




$500,000 - $25 million+

Purchase LTC: up to 90% financed

Rehab Budget: up to 100% financed

ARV: up to 75% max.

Interest: from 7.49%

Rate: Fixed

Line Term: 12 months

Loan Term: 12 months (per property)

Amort: Interest Only

No Prepayment Penalty

No Escrows Required

Revolving & Non-Revolving Options

Recourse and Non-Recourse Options




Purchase and Renovation of a Single Property or Multiple Properties




Single Family Residence






Multifamily (5+ Units)