Fix-n-Flip Line of Credit

The Fix-n-Flip Line of Credit is an excellent tool for the experienced and active investor. Once approved, the line provides a streamlined lending process for you to acquire and renovate multiple properties faster. Only a property review is required to purchase and the only items needed are: an appraisal, scope-of-work, inspection, insurance and title work for each property. This is a powerful financing option for an experienced real estate investor with a proven track record. Access to funds are quick and Proof Of Funds are available for deals requiring this. A borrower’s approval is based on experience, credit score, liquid assets and net worth. Contact me to discuss further and streamline your business model.


Key Points

Minimum Mid-FICO 620

Provides proof of funds when sourcing deals

Experience: 1 or more flips, builds or active rentals within the last 2 years

Credit pulled once for the line term and not for each purchase

Property underwriting approval is faster with a borrower who has an Approved Line of Credit




Line Amount: $1 million - $25 million+

Loan Amount: $50,000 - $2.5M per property

Purchase LTC: up to 90% financed

Rehab Budget: up to 100% financed

ARV: up to 75%

Interest: from 6.99%*

Rate: Fixed

Line Term: 12-24 months

Loan Term: 9 months (per property)

Amort: Interest Only

No Prepayment Penalty

No Escrows Required

Revolving & Non-Revolving Options

Recourse and Non-Recourse Options




Purchase and Renovation of a Single Property or Multiple Properties




Single Family Residence





Multifamily (5+ Units)

*Interest Rate dependent upon experience and credit profile.