New Construction Loan

Experienced builders and real estate investors can secure a loan for new construction from $150,000 up to $5 million for their project. All 1-4 unit residential investment property types are eligible. The lesser of 90% of Costs or 70% of Completed Value will determine your loan amount. Interest Only payments are available for the 13 month loan term. Contact me to discuss your project.


Key Points

680+ Mid-FICO

For Experienced Builders

Up to 90% LTC or 70% ACV




$150,000 - $5 million+

LTC: up to 90%* of lot acquisition and construction cost*

ARV: 70% max.

Interest: from 7.99%

Rate: Fixed

Term: 13 Months

Amort: Interest Only

DSCR: None

No Prepayment Penalty

No Impounds

Full Recourse




New Construction For Non-Owner Occupied Residential Properties



Property Types

Single Family Home






*Up to 100% of construction cost if the lot is owned free-and-clear