Rental Portfolio Loan

The Rental Portfolio Loan is for investors seeking a longterm portfolio management solution. Qualifying is easy, approval is based on the cash flow of your rental properties and not your personal income. A portfolio loan will allow you to consolidate multiple mortgages into a single mortgage payment. Cash-out to unlock equity from your existing properties, Refinance to improve your cash flow and/or Purchase additional property to expand your holdings. This is a great opportunity to expand your empire. Contact me to discuss your options or to get Pre-Approved.


Key Points

Minimum Mid-FICO 650

Minimum 5 Properties/Doors

Qualifying income is based on property cash flow

Minimum Property Value $50,000

Property Releases - Ok




$500,000 - $10 million+

LTV: up to 80%*

Interest: from 4.99%**

Rate: Fixed 

Term: 5, 10 or 30 years

Amort: Up to 30 years (partial interest-only available)

DSCR: 1.15x minimum

Multiple Prepayment Penalty Options

Recourse and Non-Recourse Options




Purchase a portfolio of properties

Refinance a portfolio of properties

Purchase and Refinance under the same transaction





Single Family Home



Multifamily 2-4 Units

Planned Urban Developments

Vacation Rentals (Airbnb, Seasonal, etc…)

*Up to an 80% LTV on purchase, refinance or cash-out.

**Interest Rate dependent upon credit score, loan-to-value, fixed term and DSCR.