Rental Portfolio Loan
The Rental Portfolio Loan is for investors seeking a longterm portfolio management solution. Qualifying is easy, approval is based on the cash flow of your rental properties and not your personal income. A portfolio loan will allow you to consolidate multiple mortgages into a single mortgage payment. Cash-out to unlock equity from your existing properties, Refinance to improve your cash flow and/or Purchase additional property to expand your holdings. This is a great opportunity to expand your empire. Contact me to discuss your options or to get Pre-Approved.
Minimum Mid-FICO 650
Minimum 5 Properties/Doors
Qualifying income is based on property cash flow
Minimum Property Value $50,000
Property Releases - Ok
$500,000 - $10 million+
LTV: up to 80%*
Interest: from 4.99%**
Term: 5, 10 or 30 years
Amort: Up to 30 years (partial interest-only available)
DSCR: 1.15x minimum
Multiple Prepayment Penalty Options
Recourse and Non-Recourse Options
Purchase a portfolio of properties
Refinance a portfolio of properties
Purchase and Refinance under the same transaction
Single Family Home
Multifamily 2-4 Units
Planned Urban Developments
Vacation Rentals (Airbnb, Seasonal, etc…)
*Up to an 80% LTV on purchase, refinance or cash-out.
**Interest Rate dependent upon credit score, loan-to-value, fixed term and DSCR.